Grocery savings based on an average savings of 35% for a family of four, spending an average of $1235.90 on groceries per month (USDA Cost of Food at Home Report 2012). Dining out savings based on average savings of 50% per year, using an average annual expenditure of $2505.00 (US Bureau of Labor Statistics 2010 Consumer Expenditure Survey). Auto Insurance savings based on an average of 25% savings per year, using an average yearly cost of $1736.00 (the Car Insurance Premium Index).  Credit card savings based on qualification for best 0% product with average debt of $15,799.00 (Federal Reserve Report on Consumer Credit 2009). Travel savings based on a 58% discount using an average travel expenditure of $1704.00 per year (Visual Economics Household Spending Report March 2010). Shopping discount based on a 25% savings with an average expenditure of $712.00 per month (Visual Economics Household Spending Report March 2010).  Savings based on using all the methods, circulars and coupons offered at NetSavingsLink.com